The Credit Union Difference

A credit union is a member-owned financial cooperative, democratically controlled by its members. We provide a safe place to save and borrow at reasonable rates while investing in our communities and returning our profits to our members. While credit unions and banks offer similar products and services, the similarities end there.  

Credit unions are guided by these principles:

Credit Unions are Independent

We are owned by the people who borrow and save here, not outside shareholders. At a credit union, every person is equal as both a member and an owner.

Credit Unions are Democratic

As a not-for-profit financial cooperative, members just like you serve on the Board of Directors and Supervisory Committee to establish our strategic decisions and policies.

Credit Unions Have Better Rates

Our members' success is our success. The more people that use a credit union’s products and services, the more the credit union can give back in the form of lower loan rates, higher savings rates, lower and fewer fees, and more products.

Credit Unions Believe in Financial Education

We are actively involved in helping members get ahead by providing free financial education. Got a few minutes? We’ll teach you the merits of budgeting, planning for retirement, or even how to balance your checkbook.

Credit Unions Work Together

Credit union employees and volunteers participate in local events and charities. It’s just part of our DNA.

Does your bank do all of that?

If you'd like to find out more about the credit union difference or become a credit union member, get in touch with us today!

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